Hong Kong Monetary Authority


- Currency

The Hong Kong Dollar (HK$) is the currency of Hong Kong, which is made up of 100 cents. Dollar bills come in denominations of 10, 20, 50, 100, 500 and 1000. Coins come in denominations of 10, 20, 50 cents, HK$1, HK$2, HK$5 and HK$10. Please note that because currency is issued by the banks, there are variations in the designs, though not colours.


- Banks

Banking hours are generally from 9:00 am to 4:30 pm, Monday to Friday. Opening hours on Saturday are from 9:00 am to 12:30 pm.


- ATMs

Automated teller machines are common throughout Hong Kong. HSBC provides ATMs for Visa and MasterCard holders, whlilst Jetco take American Express cards. Both currency and traveller's cheques can be withdrawn. Before arriving in Hong Kong, make sure that your card's PIN will work in Hong Kong's ATM.


- Credit Cards

Credit cards are welcomed at establisments in Hong Kong; however some retailers add a surcharge for credit card purchases. Others offer shoppers a 5% discount for cash purchases. Accepted credit cards include Visa, Diners, JCB, MasterCard and American Express.


- Tipping

Visitors have been responsible for introducing the concept of tipping in a land where it was never expected. It is still very much a matter of individual discretion. Some restaurants add a 10% service charge to the bill, but an extra money is appreciated if the service has been good. Taxi drivers should only be tipped if their services has included exemplary care and attention.